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Horror Stories!

(from the files of the American Retirees Association)
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From Alaska: An Air Force Master Sergeant served 20 years in the military, including two tours in Vietnam. He and his wife were married the final 16 years of his military service. While stationed in Alaska, and entering his last year before retirement, he was sued for divorce by his wife (who had found a boyfriend) and evicted him from his home. The court awarded the ex-spouse 40% of the service member's retired pay as property, and an additional 27% as child support. After taxes, the retired service member receives approximately $130 monthly. The former spouse was employed at $34,000 per year; her live-in boyfriend was employed at $26,000 per year; the military retiree pays her $9,000 per year.


From Arizona: An Army Lieutenant Colonel was divorced in Colorado in August 1993, after having been married 15 years. Following the divorce, the ex-spouse remarried. Upon his retirement, two years after the divorce, he retired with 21 years of military service and his ex-spouse was awarded 35.7% of his disposable retired pay. In February 1996, he was informed that he was rated 20% disabled, retroactive to November 1995. In August 1996, his disability rating was increased to 40%, and in September 1998, it was raised to 70%, retroactive to September 1997. From October 1995 through July 1996, he paid his ex-spouse "out-of-pocket" the full amount of 35.7% of his gross retired pay. Thereafter, payments were made directly by the Defense Finance Accounting Service (DFA) and reflected the impact of his disability ratings. In the interim, the couple had agreed to transfer their case to Arizona. In April 1999, the ex-spouse filed in Arizona to find him in contempt for failure to pay the full 35.7% of his gross pay originally ordered in Colorado. The Arizona court ruled that the ex-spouse was entitled to the full 35.7% of the "combined benefit," regardless of subsequent disability transmutations. He was ordered to make up the difference "out-of-pocket." This obvious abuse of the Uniformed Services Former Spouses Protection Act's (USFSPA) protection of disability pay is being appealed.


From California: A Marine Corp Staff Sergeant, returning to his duty station in Twenty-Nine Palms after serving in combat during Operation Desert Storm, planned to retire with 20 years honorable military service. Upon his arrival home, his wife of 19 years was found cohabitating with another man. In May 1991, the spouse abandoned the service member and their three children and filed for no-fault divorce in California. The divorce was final in January 1992. The military member was ordered to give 50% of the property of the marriage to the former spouse, and 47.5% of his military retired pay.


From California: A Navy Chief Petty Officer (E-7), Vietnam Veteran, was divorced in 1978 after 11 years of marriage. At the time of divorce, real property was awarded along with child support. In 1991, the military member retired as a Master Chief Petty Officer with 30 years of service. At that time, the former spouse returned to court for division of retired pay and was awarded 28% payable at the E-9 rate. At the time of this award, the former spouse was married to her fourth husband.


From California: A Senior Navy Chief Petty Officer married a Philippine national in 1977 and was divorced in 1996. The ex-spouse refused custody of the three children of the marriage. The Chief, then on sea duty, requested a humanitarian reassignment in order to care for the children. His request was rejected by his Commanding Officer who gave him a choice of either continuing in his (then) current assignment or retiring. This is patently in violation of the USFSPA's prohibition of forced retirement. Nevertheless, the Chief retired with seven years to go on attaining his objective of a 30-year career. His ex-spouse was awarded 42.5% of his retired pay and has recently commenced action to circumvent the USFSPA's protection of the Chief's 20% disability rating. Sometime after the divorce, he discovered that his spouse was married at the time they were wedded and that she had changed her name to help obscure that union.


From California: A US Marine Corps Sergeant Major, with 25 years active duty, was married in 1949 and divorced in 1970. The California courts found the wife to be an "unfit mother" and awarded custody of the five minor children to the military member. He remarried in 1970 to a woman who also had five minor children, and, together, they raised all ten children. The military member's former spouse, since remarried, sued in 1987 for retroactive award of his retired pay. In November 1988, the court agreed and awarded the former spouse 38% of his retired pay FOR LIFE!


From California: An Air Force Colonel was taken prisoner-of-war and sent to a North Vietnam POW camp in the Fall of 1967. He was repatriated to the US Government in 1973. Shortly after returning home, he was served with divorce papers. According to the papers, the court declared that the "date of separation" from the spouse was April 1, 1970 -- while still a prisoner-of-war! The former spouse did not have to repay any pay and allowances she received and spent AFTER the "date of separation"; she was entitled to his accrued leave pay; and moneys he received under the War Crimes Act for inhumane treatment. The former spouse was also awarded the home, car, 42.7% of the member's military retired pay, child support and spousal support (even though the former spouse had numerous open affairs during the member's incarceration in a POW camp and marrying the attorney who prepared the divorce action on the former spouses' behalf).


From California: We were married one month shy of 19 years. About a month after divorce was finalized she remarried. He is about nine months older than our son and was in prison at the time of their marriage. Part of the sentence he was serving was for breaking into my house while I was on TDY to Las Vegas. The summer prior to the break in he used my (Unfortunately, joint) checking account to cash a rather large check he had stolen from his grandfather. Though my ex denies this, I am quite sure she was in on it. For this I get to forfeit half of my retired pay for the rest of my natural life. Makes me proud to be an American.


From Florida: I am Air National Guard, deployed in SW Asia flying combat operations. My wife (whom I am in the process with), has filed a contempt motion against me. She stopped paying the mortgage (as she told the court she would) and I was forced to withhold her temporary alimony to pay it to keep the marital home from foreclosure. She did the same with the property taxes. Tomorrow there is a contempt hearing in Florida (one of the worst states) to try and get her "back" alimony. With $950/mo alimony and $790/mo child support she already gets 65% of my take home pay. Her settlement offer was 1/2 military and civilian pensions, $2000/mo alimony and the 250k house. It has been 3 years and her attorney won't return phone calls or correspondence with my attorney.


From Florida: Officers of the Family Courts here use 5CFR581.103, and then lie about what it says in 42 USC 659. My divorce started Jun 8, 1984, when the judge took 1/2 of my disability compensation with 1/2 of my retirement pay. I told him he could not have the disability, and he told me he could and would, because he was the judge and I had better do as he says. I did do that, and we have been in and out of court every since. When an attorney told a judge in Orlando, FL, the laws had changed and they could take my disability, the judge agreed with him. I fought that for 4 years, finely gave up and took the case to Federal Court because the VA RO Cleveland did not have authorization to honor the income deduction order, as it was not legal on its face, and Florida did not have subject matter jurisdiction regarding the disability. So now I have to take care of it here first, and then take it back to Florida. Also, when I win this case, the RO (VA) has to repay all the support they have diverted to my former spouse, plus interest and costs. Go after the VA and OPM, get right with laws and you won't have to fight in Court, because you can sue judges if they are wrong and abuse the law. Most people don't know that and don't want to take on judges.


From Florida: I am a retired MSG, US Army, and have been battling a Florida divorce for 20 years now, and am still at it, in Federal District Court, suing VA Cleveland, OH, for not following Title 5CFR581, - 10 USC 1408 and 42 USC 569. I can tell anyone that the main problem is the Office of Personnel Management. They do not follow the statues of law, and nobody wants to take then on, like I have, for over 4 years. I can prove all this.


From Florida: A retired Air Force Lieutenant Colonel appeared in divorce court in the Florida Panhandle and told the presiding judge, "You can't touch my retired pay, Your Honor, because I am 100% disabled." The judge's response: "I'm not going to touch your retired pay, Colonel. I'm just going to order you to pay $3,000 alimony per month for life and I don't care where you get it."


From Florida: I have an ongoing divorce nightmare with an ex that just won't quit. She is famous for screaming about HER RIGHTS and HER BENEFITS. She even had the nerve to tell my new wife when we were first married seven years ago that she had NO Rights and that she had EARNED her BENEFITS being married to a military person for ten years. Although she leaves out the parts about how she cheated on me from the first year of marriage, got pregnant twice with another mans baby, and gave birth to one of them, and didn't tell me it wasn't mine until after I had given the child my name, and it had my benefits (of course).

I am still paying medical and dental bills on that kid and it isn't mine. The obligation doesn't end until 2008, and the divorce took place in Florida. I do not have to pay child support, only the medical and dental, the child's natural father has, since the divorce, passed away, so she now receives Social security each month as well!!!

My attorney was not a good one, and has retired. I have thought of trying to go back to court to get this taken care of but didn't know if it would be worth the money or hassle since I didn't fight it at the time of the divorce. I have lost a percentage of my retirement pay and so much more, to the likes of this. It just is not right.

I have just started receiving my disability compensation as I was rated at 50%, this cut into HER retirement check as she stated. She is now demanding a letter from me with details of my disability. I contacted the VA they told me I did not need to send her anything. She would figure it out how to file for it. She has informed me her attorney would be in touch. It is never ending.

I sincerely hope that the USFSPA reform gets passed, because I know there are so many other servicemen out there that have similiar stories.


From Hawaii: It seems that our former spouses have an opportunity to "raid" our accounts, by simply sending in a change of mailing and banking address card to DFAS. If the clerk "isn't thinking", partly because the former spouse hasn't changed their family name, money distributed to the service member will be routed to the former spouses account. I know this, because it happened to me.

DFAS will recover the mis-sent funds by contacting the former spouse's deposit financial institution and order them to intercept the money, or if the money is not in the account, DFAS will freeze payments to the former spouse account until the debt is paid.

While I had a DFAS representative on the line, I asked how many enlisted retired paychecks they were garnishing to satisfy USFSPA provisions. The response was "high 100,000 range", out of the 3,000,000 total they process. The representative offered the information that " ... and this year has been the worst ever." I suggested the War on Global Terrorism was driving more and more dependent spouses to opt for the USFSPA gold.


From Louisiana: A female civilian is presently in her fourth marriage to a retired military member. She is collecting USFSPA payments from the first three ex-spouses.


From Michigan: A retired Coast Guard Warrant Officer, with 85% disability, must pay his former spouse 55% of his disability pay even though she remarried. Because the USFSPA does not allow division of disability payments, the court awarded this as "alimony". He and his current wife must live on the remaining VA compensation and social security.


From New Mexico: I entered the service as an enlisted member 27 May 81 prior to USFSPA enactment. My first assignment was Biloxi, MS, where I was married in Jul 82 to another AF service member. He got out in 1985. I was accepted for AECP in 1986 and subsequently attended the University of Maryland from 1987 - 1990 as a full-time student. He was also fully employed during that time benefiting from the medical benefits, etc., I provided him. I attended Officer Training in 1990 with a follow-on assignment to San Antonio, TX - where our son was born. While I was still pregnant, he joined the reserves and attended a 6 month training program back in Biloxi. Shortly after the birth of our son, he attained full-time employment (with electable retirement benefits) as a field technician. He was home 2 days out of every two weeks, (while I) raised my son, maintained the household, furthered my career, and completed an MS in Physics while he worked on the road (living much of the time at his mother's house.) I was a single-parent, single-handedly pursuing my military career. We were divorced in 1999 in New Mexico, a straight no-fault, community property state. He, by their laws, was entitled to 47% of the retirement I earned. I forfeited most of our liquid assets, about $100,000, to buy him down to 30%. He did nothing to support or further my career yet the State of New Mexico offered no option. To further rub salt in the wound, upon my retirement in 2003, it was discovered that in 2000 his lawyer had covered up the rejection from DFAS of his inadequate documentation. In the summer of 2004 my ex sued me for more of my retirement than was agreed to simply because he, his first lawyer, his current lawyer, and the "military retirement" expert could not understand the mathematics. After I expended more than $6,000 on legal fees, he was forced into a mediation meeting where he and his lawyer promptly agreed to the very same term I and my lawyer had laid out for the last 11 months. I pray for his greedy soul and the greedy soul of his lawyer. I pray for his lack of ethics and character. I most certainly pray that my efforts to remove my son from his influence in via the divorce are successful.


From Ohio: An ex-spouse of a military member, and an inmate of a prison in Springfield with a 'rap sheet' totaling more then 3-1/2 pages, is having her USFSPA payments banked by the prison warden in anticipation of her eventual release. An ARA letter to the Chief of Staff of the military service involved, complaining that the military was financing a 'life of crime', drew a reply that said, essentially, "That's the law and nothing can be done about it."


From Oklahoma: A retired Air Force Sergeant was marred for 12 years of the 20 years he was on active duty. As part of the divorce settlement, the former spouse was awarded the house, contents, and $500 permanent maintenance per month. Child support was awarded as $600 per month, and, with the division of retiree pay, the former spouse received $1600 per month PLUS $185 from another source. The former spouse has since remarried and still collects.


From Oklahoma: I was in state district court today as my former spouse sued me for 1/2 of my retirement - I retired 7 years ago and the divorce was granted back in 1991. The matter was not completely settled.

My attorney says the ex will get some portion of my retirement, just not sure how much of a percentage right now. If that wasn't enough bad news, the attorney added that she'll get back pay, too.

I'm living off my retirement now. When they start taking out for the former spouse, the legal bill, etc., I will not be able to pay my own bills. I have no idea how I will be able to pay the back pay! It will literally be tens of thousands of dollars. I feel like my house is now in jeopardy. Unless a miracle comes from God, my standard of living is headed for the toilet.

I feel very desperate right now. I've contacted the local congressman before and he just isn't interested in the issue. He is Roy Blunt, the majority whip! The senators respond with a general letter. You know, they'll consider my input, etc.


From Texas: The judge in a final divorce hearing here awarded my ex 100% of my Air Force retired pay. The Air Force sent a letter to my ex once they received the decree stating "By Law" they are only authorized to pay a maximum of 50%. I am totally disabled and am forced to live on my VA & Social Security Disability payments. My ex hasn't forced the issue about the other 50% yet but if she does I will be in big trouble. The judge also stated that if I appealed the decision I would have to pay my ex wife's attorney $5000 for the first appeal, $10,000 for the second, $15,000 for the 3rd, and so on. So basically since I don't have the money to appeal I'm kind of screwed to the wall so to speak. During my divorce the first judge forced me to pay 40% of my income to my ex for support until the final decree was issued 12 months later. The final judge awarded 90% of our personal property to my ex, forced me to pay all of our personal and business debt, and almost $8,000 for her attorney's fees. I am passing this on to show how another 100% disabled vet has been screwed by the legal system. I pray the Supreme Court hears and repeals this unfair and totally unconstitutional law.


From Texas: I am a retiring USAF Captain. My Former Spouse is also Military. She filed for divorce, uncontested, in Texas, in 1999. She was prior service military and had just come back into the service on active duty just a few months before the divorce was final (eight months to be exact). She entered as a 2d Lt, prior enlisted, and received that pay. The divorce paperwork was initially submitted in 1998, but never officially filed, since we were in the process of reconciliation, beginning September 1998. She rejoined the service in Dec 1998, after returning to Japan where we were stationed at the time. There is a line in the divorce paperwork that states she is authorized a percentage of my military retirement pay. Since the paperwork was submitted prior to her reentry into the service, but never followed through with until AFTER she returned to the military on active duty, what are the rules under the USFSPA for me to go back after a percentage of her retirement pay and essentially cancel each other's claim out...except that she will retire at a higher pay grade than I will, at present?


From Texas: I'm the spouse in the process of getting a non-contested divorce that my husband filed. When I finally got the papers this Monday I went to a lawyer for the first time, to make sure everything was correct. The lawyer told me yes, except for the fact that he is leaving me in $40,000 in debt. I never knew I could get part of his retirement; that, of course, is not mention in the divorce decree. What I need to know is how much can I get, if we were married for 4 years in the state of Texas; he has 10 years in the army already. During our marriage he did work in operation Iraqi freedom. I'm just a first year teacher and money is very hard to get here.


From Texas: A 90% disabled 80-year old Air Force combat veteran of World War II and Korea is paying his former spouse $400 monthly. At the time of the divorce, she was awarded the house, division of savings, child support and family car. She was a nurse and gainfully employed. Immediately after the divorce, the former spouse remarried. Upon the death of her second husband, she remarried again. The former spouse is financially secure while the veteran's income is limited. When the USFSPA was enacted, and although there was no mention of retired pay in the divorce agreement, the former spouse sought, and was awarded, a percentage of the member's retired pay. Even though the 1990 amendment to the USFSPA prohibited retroactive awards, the court upheld its decision.


From Texas: An Air Force Major entered the service in 1941. Married for 20 years, divorced in 1963. The former spouse received the family home, furnishings, and one-half of all investments. Child support was paid and college education was provided by the member. The divorce decree made no mention of military retired pay. In 1983, with the enactment of the USFSPA, the remarried former spouse was awarded a percentage of the member's retired pay.


From Virginia: "I was married for 12.5 years (from) which my former spouse was awarded 28% of my retirement. During our therapy sessions, she stated that she was upset with my long working hours. I was a Navy Recruiter at the time but since we were only married 5 years, she knew that she was not entitled to anything. In February 1995, after two years of separation, we were divorced and within three weeks, she remarried. She has been collecting (USFSPA payments) since then. Based on the provisions (of the law), she would only be entitled to that until late 2007 or early 2008. I have had custody of our three sons since 1997 and am provid(ing) them with financial, moral and spiritual support. I think it's only fair that I get what (is) duly entitled to me. I know that others feel the same way."


From Virginia: A divorce court judge in Fairfax made an award to the ex-spouse of a Navy Captain, consisting of a percentage of his retired pay, a dollar amount as alimony and a dollar amount as child support. This aggregated to 100% of the Captain's retired pay. When the Captain complained, the judge responded, "Go get a job." (The point here is, that although the USFSPA ostensibly limits awards to 65% of retired pay, 65% is the limit on what the government will dispense, not what a court may award and enforce.


From Virginia: An Air Force doctor (Lieutenant Colonel), who had returned to active duty in 1985 was previously divorced in Fairfax County in 1980. He remarried and had a second family. At the time of his return to active duty, he had been paying $6,000 monthly alimony until forced to close his private practice. His former spouse was a nursing supervisor earning in excess of $35,000 annually and had her own wealth and assets valued at over $2 million. In May 1986, she had the service members wages "garnished" for $90,000 per year. The Fairfax County counts awarded this garnishment because the service member had to "keep his ex-wife in the style to which she had become accustomed; that his joining the USAF had made her suffer."


From Virginia: During a 20-year marriage, the former spouse, by mutual consent, was a homemaker until such time as the children became full-time students. It was during this period that the former spouse had, at least, two extramarital affairs while returning to school to complete her college education using funds from the military member and various scholarships. The military member also continued to provide funds for an individual IRA for the spouse which, automatically, became her property upon divorce. As part of the divorce decree, two of the children were to reside with the military member, while one resided with the former spouse. The former spouse was awarded child support and a pro-rata share of the member's retirement pay ($1,200) monthly. Within two months of the final decree, the former spouse remarried.


From Virginia: During a ten year marriage, an Army Captain financed a college education and master's degree for his unemployed spouse so she could obtain a career position. The former spouse filed for divorce from the military member. Ten years after the divorce, the service member must pay a portion of his retired pay to the spouse as awarded by the court. There were no children, and both tangible property and savings were given to the former spouse (who is gainfully employed, remarried and highly financially secure).


From Virginia: In Alexandria, counsel for a retired Marine Corps Colonel proposed that 42% of the Colonel's "retirement benefits" be awarded to his ex-spouse -- whereupon the judge included an estimate of the lifetime dollar value of the Colonel's military medical care and base privileges in his spousal award. The Colonel, who was well-established in a post-military business, declared bankruptcy.


From Wisconsin: A female member of the Navy married a male enlisted shipmate who brought two children from an earlier marriage into the relationship. Shortly thereafter, her husband was discharged from the Navy for drug abuse. Subsequently, they had a child of their own. The wife was the principal family provider throughout most of the marriage. They were divorced in 1994, and when she retired as a First Class Petty Officer with 20 years of service, her husband, who had remarried and had been in and out of jail, was awarded 30% of her retired pay for life.


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Last updated 14 March 2007
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